Protecting your employees and your business
Accidents happen in the workplace, no matter what precautions you have in place. Workers' compensation insurance is designed to help cover the costs associated with a work-related injury or illness. We're here to help you sort through business insurance, including workers' compensation insurance benefits. Contact us today to get started.
Workers' compensation insurance is a type of business insurance policy that provides benefits to employees if they suffer work-related illnesses or injuries.
Workers' compensation benefits typically include coverage for paying for medical care and lost wages from time missed from work.
Employers also benefit from workers' compensation insurance, as it can help protect your business from lawsuits and keep it compliant with state regulations.
Workers' compensation laws vary by state, which may impact the limits and duration of benefits and the type of employers required to have it.
Workers' compensation may provide various benefits to employees who experience an injury or illness:
Employees may receive compensation to cover doctor appointments, hospital visits and medications.
If an employee cannot return to work at full capacity, wage-loss benefits may help supplement their lost income until recovery or until the benefit limit has been reached.
Employees may receive access to vocational rehab services to help them learn new skills and reenter the workforce after an injury.
If an employee loses their life due to a work-related injury or illness, workers' compensation may help cover funeral costs and lost income for the spouse or dependents.
We're ready to help you secure workers' compensation coverage for your business. Contact Erickson Insurance Agency today for more information or a quote.